Air Academy Masterclass

Breaking down silos: Building a Better Future for Later Life Lending

Event Description:

The UK’s retirement landscape is undergoing a profound transformation — and the later life finance sector must adapt to meet the needs of an ageing population. With over £3.7 trillion in property wealth held by over-55s, later life lending offers a powerful opportunity: helping individuals enjoy a more comfortable and fulfilling retirement, enabling intergenerational wealth transfers to support younger generations onto the housing ladder, and funding a wide range of individual goals and priorities.

The potential benefits extend far beyond individual households. Unlocking property wealth can play a critical role in addressing key economic and social challenges facing the UK today. Yet, despite these opportunities, fragmented advice models, regulatory complexity, and a lack of cross-sector collaboration mean that awareness remains low and outcomes can vary dramatically depending on a client’s first point of contact within the advice ecosystem.

The FCA’s latest discussion paper represents a critical moment—urging the industry to break down silos, improve access to holistic advice, and drive innovation across the market.

Join Air and our Ambassador partners—Perenna, more2life, Canada Life, Just, and Legal & General—for a Masterclass that will unpack the FCA’s key questions, share practical insight, and equip you to better support your over-50s clients.

This event is more than a regulatory update. It’s a strategic opportunity to engage with the future of later life lending and ensure you and your business is prepared for what comes next.

Why attend?

• Understand the FCA’s Vision: Gain insight into the key themes of the discussion paper—advice standards, access to products, and the need for regulatory reform.
• Bridge the Retirement Gap: Explore how lending can support later life income, intergenerational wealth transfer, and estate planning—particularly in light of changes to inheritance tax legislation.
• Embed Holistic Planning: Understand how later life lending can be integrated into broader financial advice conversations spanning retirement, estate, and wealth planning.
• Contribute to Reform: Take part in the debate on how the regulatory framework can evolve to unlock sustainable, responsible growth across the sector.
• Learn from the Frontline: Hear real-life case studies showing how advisers are helping clients overcome challenges and achieve better financial outcomes.

Event Details:

📅 Date: 23rd September 2025

📍 Venue: Regent’s Events, Regent’s University London, Inner Circle, London, NW1 4NS

Agenda:

• 08:30 – Registration
• 09:00 – Welcome from Air
• 09:10 – FCA Discussion Paper Panel
• 09:45 – Panel Q&A
• 10:00 – Perenna
• 10:25 – Just
• 10:50 – Air Spotlight: How Can Air Support?
• 11:05 – Break
• 11:30 – more2life
• 11:55 – Legal & General
• 12:20 – Canada Life
• 12:45 – Air Close
• 13:00 – Lunch & Networking

Who should attend?

This Masterclass is tailored for professionals from right across the mortgage and later life finance sector who are committed to delivering better outcomes for clients and driving innovation in the market.

If you are interested in:

· Seeking to broaden your expertise and stay ahead of changing regulation.

· Aiming to integrate property wealth strategies into holistic financial planning.

· Looking to strengthen client relationships and expand service offerings.

· Breaking down barriers, foster cross-sector partnerships, and shape the future of later life lending.

Then this event will arm you with the insights, strategies, and connections to unlock later life lending’s full potential, transform client outcomes, and seize the opportunity to be part of shaping the future of the market.

Places are limited – register now to secure your seat at this high-impact industry event.