The Cash Smart and Credit Savvy sessions are designed to help you learn how to save money on shopping and bills, get your head around credit, loans and debt and find out how to make a budget and stick to it.

Run in partnership between whg and Just Finance Foundation - Black Country.

There are three parts to Cash Smart and Credit Savvy. You can pick and choose the sessions you want to attend:

1. Savvy Spending & Saving - 11th November
   Covers: saving money on your bills and shopping, why it’s good to save and how saving can add up
2. Credit, Loans & Debt - 18th November
   Covers: credit, how much it costs and some of the dangers, how debt can spiral and where to get help locally
3. Build a Budget - 25th November
   Covers: getting a clear idea of what a budget is, how to make one and stick to it

For further information see www.justfinancefoundation.org.uk/cscs