The Coronavirus has plunged so many previously "financially stable" people into money crisis: loss of jobs, businesses, income, worry about paying bills.

Those already on low income with little financial resilience are in even worse a position.

Given 4 in 10 of us have less than £100 in savings, many of us are either in this situation ourselves, or we are supporting people in our parishes & communities who are.

And worry about money is very real, particularly when this situation has come out the blue, with no time for planning or saving.

We want to respond to this by offering support and training to churches and communities who are supporting people at this stressful time with money.

Capital Mass and our partners in the Black Country, Transforming Communities Together are hosting a training session with our two "financial capability" trainers Alison Tsang and Cassius Francis.

We're running this as 2- hour interactive webinar via Zoom.

Here is the basics of what we'll cover:

Financial Shock: what you may be entitled to if your income has suddenly been cut; the benefit system; how to apply for Universal Credit

Financial Future: Planning and budgeting; how to start if you've never budgeted; how to build in uncertainty to your budget

Financial Help: Working out if you need to borrow; types of credit; where to go if you are in problem debt; the debt process

Financial Worry: how to start conversations about money; dealing with stress; talking to those you owe money to; seeking help

This session s for community and church leaders, not individuals themselves in financial crisis; it is aimed at building up your confidence & knowledge so you can help others.

We will try and cover as much as we can so this will be a whistlestop "one stop shop", mostly signposting to useful resources already out there.

We'll send out resource links and information afterwards too.

Please note: we're not qualified money advisers, and so won't be able to answer specific individual questions or offer advice; nor will this session qualify you to give out money advice if you haven't been doing so before! We will however be happy to take questions and if we don't know the answers, will do what we can to find out.

We'll run the session via Zoom and a link will be sent to you the day before via email.

See you then we hope!

Cassius and Alison