Debt can quickly snowball, but managing it doesn’t need to be overwhelming. Whether you're struggling with credit card bills or planning to consolidate multiple loans, understanding the essentials of debt management is your first step towards financial clarity. This course offers clear, jargon-free guidance, helping you build a strategy to reduce debt and make informed financial choices.
We’ll walk you through the key principles behind budgeting, debt repayment options, credit score impact, and how to engage with creditors without stress. With our flexible online format, you’ll learn at your own pace from any location. This course is designed to suit anyone looking to regain control over their financial obligations without the need for technical finance knowledge.
Learning Outcomes
- Understand key concepts behind effective debt management strategies
- Learn to create a realistic and achievable monthly budget
- Identify different types of personal and business-related debt
- Discover smart repayment techniques and how to prioritise debts
- Recognise the impact of debt on personal credit rating
- Gain insights into communicating effectively with creditors
Who is This Course For?
- Anyone wanting to regain control over their personal debt
- Individuals looking to reduce credit card and loan obligations
- Business owners dealing with company-related debt challenges
- Students facing mounting educational or personal debts
- Freelancers managing irregular income and financial commitments
- Parents wanting to create a better financial future for children
- Homeowners navigating mortgage or repayment stress
- Employees seeking to improve financial wellbeing and awareness
Career Path
- Debt Advisor – Average salary: £28,000 per year
- Financial Coach – Average salary: £33,000 per year
- Credit Analyst – Average salary: £38,000 per year
- Collections Officer – Average salary: £26,000 per year
- Personal Finance Writer – Average salary: £30,000 per year
- Budget Analyst – Average salary: £40,000 per year
