From excluded to empowered: Easing financial stress & inclusion for all

Mental and financial wellbeing are inextricably linked. As part of World Mental Health day 2025, this session will look at the impact of both poor financial resilience and of financial exclusion on the UK workforce - and how employers are uniquely positioned to help.

One in three frontline workers are financially excluded, lacking access to useful and affordable financial products that many take for granted. Yet despite this widespread issue, many employers have yet to address financial exclusion.

The UK is experiencing a savings crisis: one in four adults has less than £100 in savings. This leaves staff vulnerable to changes in circumstances (such as relationships) and unable to absorb unexpected expenses, whilst also making it difficult to plan for the future.

With actionable insights, employers can play an important role in empowering staff to build resilience, through tools such as payroll savings, whilst offering equal access to affordable financial tools to reduce exclusion

Join us ahead of world mental health day to:

• Explore the link between mental and financial wellbeing
• Understand financial exclusion and the UK's saving crisis
• Learn how financial stress affects workforce resilience and planning
• Discover practical tools for your organisation
• Gain actionable insights to support employee wellbeing and reduce exclusion

We look forward to seeing you there.

About the speaker

Tom Poppleton

Tom Poppleton is a Financial Wellbeing Consultant at Wagestream, where he works with employers to improve employee financial wellbeing. Since 2018, Wagestream has helped drive positive behavioral change - encouraging better budgeting, more intentional spending and saving, and increased financial confidence. Through Wagestream’s social charter, he collaborates with leading researchers to explore how employers can support the financial resilience of the working population.

Please note:

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4. For security reasons, it is requested that participants join the live session 10 minutes prior to the scheduled start time and with the same name as registered on Eventbrite as not doing so may cause a delay or non-admittance to the event.
5. This event may include an external speaker who has prepared their own presentation. Any views or opinions expressed by the speaker are their own and do not reflect those of the CIPD.
6. If you require any reasonable adjustments to enhance your experience, please get in contact with us by responding to this email and we will do our best to accommodate.