This course doesn't sell dreams—it teaches you how not to overpay for them. With a refreshingly clear look at credit and debt, you'll explore the functions and risks of loans and credit cards. Whether you’re curious or cautious, this is essential reading for anyone navigating personal finance without guesswork.
You'll also explore ways to steer clear of common debt pitfalls, learning how interest rates, borrowing limits, and repayment terms affect more than your wallet. No exaggerated claims—just calm, methodical guidance for dealing with debt and understanding what you're actually signing up for.
Learning Outcomes:
- Understand the structure and purpose of personal loans
- Learn how credit cards function and accumulate interest
- Compare differences between loan types and repayment terms
- Explore credit card benefits and common risks involved
- Recognise signs of escalating debt and financial strain
- Learn basic strategies to manage and avoid long-term debt
Who is this Course For:
- Students learning personal finance for the first time
- Individuals managing debt or credit concerns
- Adults seeking control over financial planning
- Content writers covering financial literacy topics
- Bloggers discussing personal finance advice
- First-time borrowers researching loan basics
- Professionals revisiting money management strategies
- Adults comparing credit card options confidently
Career Path:
- Financial Blogger – £30,000/year
- Credit Education Advisor – £29,000/year
- Debt Solutions Consultant – £32,000/year
- Consumer Finance Writer – £28,000/year
- Freelance Budgeting Coach – £27,000/year
- Loan Product Reviewer (Content) – £31,000/year
