We are sure you will find our seminar highly informative and enjoyable. The evening begins with canapes and drinks, followed by a presentation and provides you with the opportunity to discover what the experts are doing in this unprecedented financial climate.

• How to manage your money in an uncertain economic and political climate

• Making the right choices to help avoid outliving your retirement savings

• How to take full advantage of the tax reliefs and allowances

• Understand the tax implications when accessing your pensions benefits

• How to plan financially for the future and leave a legacy

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on the individual circumstances.

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set on the Group's website www.sjp.co.uk/products. The title 'Partner Practice' is the marketing term used to describe St James's Place representatives. Peter Harding Wealth Management is a trading name of Peter Harding Practice Ltd.