Shakespeare once warned, “Neither a borrower nor a lender be.”But in modern business, that advice no longer holds true.

For founders and SMEs, debt can be one of the most powerful tools for growth — when it’s used wisely. This 60-minute session breaks down the different types of debt available to UK businesses, when to use them, and how they can help you grow without giving away equity or control. What you’ll learn

✅ The many faces of debt — including asset finance, invoice discounting, trade credit, and revolving credit facilities.

✅ When to borrow (and when not to) — matching the right debt to your stage of growth and cash flow.

✅ How lenders assess risk — what banks, private lenders, and alternative financiers really look for.

✅ Combining debt and equity — how to blend borrowing with investment strategically.

✅ Real-world examples — UK founders who used debt as a growth tool, not a burden.

From asset finance and invoice factoring to working capital loans and government-backed schemes,

Why attend

You’ll leave with a clear understanding of:

· Which types of debt can unlock growth in your business.

· How to structure borrowing so it works for you, not against you.

· How to communicate with lenders and investors confidently.

we’ll explore how each type of borrowing works in practice — with real examples of businesses that used debt to scale, stabilise, and strengthen their position.

If you’ve ever wondered how successful founders fund expansion without selling shares, this session will show you how.

Kindly note that we ask all attendees to complete a Client Application Form before joining one of our workshops. Once you've booked your ticket, one of our Business Finance Specialists will be in touch.

Understanding the Types of Debt That Unlock Business Growth - BGWM IR