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Folk2Folk offers simple straightforward, local lending and borrowing. Fully authorised by the FCA and built upon traditional values, Folk2Folk exists to provide a fair deal to both Borrowers and Lenders.  

We introduce businesses looking for interest-only finance of at least £25,000, to local people looking for a good return on their investment. All loans must be secured against land or property (but not primary residence) and a maximum of 60% of the value of the security may be borrowed. There is no maximum age limit and Borrowers are typically able to receive a decision within 24-48 hours and funds may be received within 7-10 days from approved application if all relevant documents are in place and there are no complications.  

Folk2Folk is unique in that it focuses on lending within local communities and counties. We have introduced funding to businesses in various industries including renewable energy, agriculture, leisure and tourism, manufacturing, land and property acquisition and development.  We are one of the only P2P finance companies in the world with high street branches meaning our customers can deal with people as well as an online platform. We currently have offices in Devon, Cornwall,   Somerset and Gloucestershire and are opening further branches in market towns across the country in 2017.


Capital is at risk and not protected under the Financial Services Compensation Scheme (FSCS).

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