The Dilemma of Living Pay check to Pay check

Quaker Social Action is an independent UK charity working with people on low incomes to seek solutions to the issues affecting their lives.

Quaker Social Action

An exploration of the problem and support available

About this webinarLiving pay check to pay check refers to when we run out of money before the next paycheck comes, or we have just enough money to last until the next pay check.There is a common misconception that those living paycheck to pay check are on low salaries, but anyone earning any level of income can find themselves trapped in this cycle.This webinar explores the reality of living pay check and explores some of the strategies you can use to help your clients to navigate this reality.Who should attend?Money Guiders who want to get more insight into how to identify someone who is living paycheck to paycheck and the the ways in which to support them.What you will learn<ul><li>Some of the common causes and signs of living pay check to pay check</li><li>An exploration of the impact of living pay check to pay check on people's finances, mental health and wellbeing</li><li>How to structure effective conversations with someone living pay check to pay check</li><li>Money tips and financial support for someone living pay check to pay check</li></ul>Who are the speakers?Rachel Harte a Chartered Financial Planner and co founder of <a href="https://www.moneyfirstaid.org.uk/" title="https://www.moneyfirstaid.org.uk/" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer">Money First Aid</a> and Stacey Lowman a Financial Coach and co founder of <a href="https://www.moneyfirstaid.org.uk/" title="https://www.moneyfirstaid.org.uk/" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer">Money First Aid</a> What areas of the Competency framework apply?Knowing Your CustomerBudgeting and cashflow<a href="https://maps.org.uk/en/our-work/money-guiders/competency-framework/technical-domains/5-budgeting-and-cashflow" title="https://maps.org.uk/en/our-work/money-guiders/competency-framework/technical-domains/5-budgeting-and-cashflow" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer">https://maps.org.uk/en/our-work/money-guiders/competency-framework/technical-domains/5-budgeting-and-cashflow</a> <h4>Accessibility</h4>This session will be delivered in English. Closed captions appear as standard. If you require any accessibility adjustments to access this session, such as receiving a copy of the slidedeck in advance, please contact the session organisers on moneyguidernetwork@qsa.org.uk. <h4>Keep up to date with the Money Guiders England Network</h4><ul><li>Email: moneyguidernetwork@qsa.org.uk</li><li><a href="https://twitter.com/MoneyGuidersEng" title="https://twitter.com/MoneyGuidersEng" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer">Twitter</a></li><li><a href="https://forms.office.com/pages/responsepage.aspx?id=MhDku86PQk26tUTiFRCIbXlbtrJNjERJrNsAprakSGtUMEFMRzhVMENGT0NHMFU3SzJZTTBHV1lUVi4u&route=shorturl" title="https://forms.office.com/pages/responsepage.aspx?id=MhDku86PQk26tUTiFRCIbXlbtrJNjERJrNsAprakSGtUMEFMRzhVMENGT0NHMFU3SzJZTTBHV1lUVi4u&route=shorturl" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer">Register with the England Network</a></li><li><a href="https://www.linkedin.com/company/86373617/admin/feed/posts/" title="https://www.linkedin.com/company/86373617/admin/feed/posts/" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer">LinkedIn page</a></li></ul> <h4>The Money Guiders Programme</h4><a href="https://www.maps.org.uk/money-guiders/" title="https://www.maps.org.uk/money-guiders/" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer">Money Guiders</a> is provided by the Money and Pensions Service. It is a programme which seeks to help money guidance practitioners improve their knowledge, skills and confidence. Everything that the Money Guiders programme offers centres around the Money Guidance Competency Framework - it's there to help you better understand the full breadth and depth of money related issues that fall outside of the regulated financial advice service sector - the things you talk to your customers about.Before attending the session, you could: <ul><li>Try out our money guidance <a href="https://maps.org.uk/en/our-work/money-guiders/confidence-checker" title="https://maps.org.uk/en/our-work/money-guiders/confidence-checker" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer">confidence checker</a>, to find out how you feel about the conversations you have with customers about money</li></ul> <ul><li>Spend some time considering the challenges you face in your work, specifically when you provide help and guidance to your clients or service users around money issues.</li></ul> <ul><li>Consider how you spot potential problems, how you can start conversations about money in a sensitive way and at an appropriate time?</li></ul> <ul><li>Think about how you can maintain good boundaries in your role as a money guidance practitioner within your main area of work?</li></ul>

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