Savings | Where Should I Put My Money? Cash, ISAs and Rates

find your point

Easy access, notice, fixed, Cash ISAs, Premium Bonds - the right home for each pound, and what leaving it costs. In person at Elephant Park.

The Tree House

Cash with Jobs · Decisions - part of the find your point (fyp) autumn programme.£10,000 left in an account paying nothing is still £10,000 ten years later - but it buys about £7,587 of today’s life. Nobody takes it. It just buys less.Most savings are quietly doing a fourth job - Idle, the one nobody chose. This evening we give every pound a real one:• EMERGENCY - three to six months of essentials, instant access, sized to your own numbers in the room• PLANNED - named and dated: the car, the deposit, the wedding, the tax bill• SURPLUS - three years plus: the money that could be working harderThen every job gets its home, simplest first: easy access (and the easy-access Cash ISA) · notice and fixed-rate accounts - lock or float at today’s rates · Premium Bonds, as they really are · Money Market Funds, last and given the time they need. And the wrapper decision over it all: Cash ISA against Lifetime ISA against Stocks &amp; Shares ISA, including the April 2027 rule changes already announced. Interest is taxable - we work out your tax-free headroom in pounds, not percentages.Every find your point (fyp) session sits at one of three levels: Foundations - assumes no prior knowledge · Decisions - assumes the basics and focuses on weighing up the choices · Optimise - focuses on improving what you already have. This session is Decisions.WALK IN: with the basics - or just with your banking app.WALK OUT: seeing how it all applies to your own unique circumstances - your own pots placed against the jobs and the homes, and one move worth considering, chosen by you.Doors open 18:15 · session 18:30–20:00, facilitator-led with questions welcome throughout, closing with the interactive quiz and Q&amp;A · Ten seats max. · £10.

ABOUT FIND YOUR POINTThrough small-group seminars and clear, jargon-free explanation, find your point concentrates on the handful of decisions that genuinely change a financial outcome: using allowances, starting early, and understanding the cost of inaction. The belief behind the work is straightforward - most financial neglect is behavioural, not informational. The right understanding simply has not reached the right person at the right time.Led by Rahul - ex-Wall Street and City credit trader; FCA-registered investment adviser until 2009. find your point is a trading name of Kibo Integral Tech Limited (Co. No. 15322474). Generic financial education - not personal financial advice. Not yet authorised and regulated by the Financial Conduct Authority. Direct Authorisation in progress. Join the find your point WhatsApp community for upcoming session announcements, money education content and community updates.Join here: <a href="https://chat.whatsapp.com/GmN3ZWm8dvPGDiOcT2W2w9" title="https://chat.whatsapp.com/GmN3ZWm8dvPGDiOcT2W2w9" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer">https://chat.whatsapp.com/GmN3ZWm8dvPGDiOcT2W2w9</a>

Savings | Where Should I Put My Money? Cash, ISAs and Rates

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Savings | Where Should I Put My Money? Cash, ISAs and Rates

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Location

The Tree House

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