Drop-in Session: follow-on consultation on complex structures

Join us for an open discussion on our follow-on consultation focused on complex structures.

We are continuing our work to strengthen Jersey’s financial crime framework. Following extensive feedback on our June 2025 AML/CFT/CPF Handbook enhancements consultation, we have issued a follow-on consultation focused on complex structures.

Join us at the Town Hall, St Helier, at 12:00 on 20 January 2026 for an open discussion on the proposals.

What’s changing?

We have revised our approach to ensure a risk-based and proportionate framework. The updated guidance now distinguishes between:

Standard Customer Due Diligence (Section 4): guidance for identifying complex structures and applying mitigating measures where the structure is not assessed as high risk

Enhanced Due Diligence (Section 7): codes and guidance for situations where complexity contributes to a customer being assessed as high risk

Who is affected?

All supervised persons, including financial institutions, designated non-financial businesses and professions and virtual asset service providers

Feedback deadline: submit your comments by 12 February 2026 via Smart Survey or through Jersey Finance Limited
Publication of revisions: 26 March 2026
Effective date: 31 May 2026

Your input is vital to ensure the Handbook remains practical, proportionate, and aligned with global standards. We encourage all stakeholders to review the consultation paper and share their views.