Property & Poppadoms (Property Training Days) - HMO Complete Blueprint

A comprehensive day dedicated entirely to Houses in Multiple Occupation (HMOs), one of the highest yielding property strategies available. We’ve assembled a panel of industry leading HMO experts who will guide you through every stage of the HMO journey.

Finding: Learn where to locate HMO opportunities, what property characteristics make ideal HMO conversions, how to analyse local demand (students, young professionals etc), and how to run the numbers to ensure viability before you commit.

Funding: Understand specialist HMO mortgage products, the specific lending criteria that HMO lenders apply, how valuations work for HMO properties, and alternative funding routes if you don’t qualify for traditional HMO mortgages. A major commercial lender will be coming in to share their views on all funding options available to you.

Developing: Get practical guidance on conversion works, optimising layouts for maximum rooms while maintaining compliance, cost effective specifications that tenants value, and project managing HMO renovations to budget and timeline.

Compliance: Navigate the complex regulatory landscape including mandatory licensing, additional licensing schemes, Article 4 directions, fire safety regulations, room size requirements, amenity ratios, and licensing aspects all critical knowledge that could save you from costly mistakes or enforcement action.

Management: What makes a good HMO letting agent, tenant finding and referencing procedures specific to HMO occupiers, handling multiple tenancy agreements, maintenance protocols, and strategies for minimising void periods.

Exit: Understand your options when it’s time to move on, including selling as a trading HMO, repurposing it, or refinancing to extract equity. Understanding your exit in any given situation is paramount.